Análisis integral de categorías teóricas en la inclusión financiera: una revisión sistemática

Palabras clave: Revisión sistemática, desarrollo sostenible, fintech, responsabilidad social corporativa, alfabetización financiera

Resumen

La disponibilidad de servicios financieros es vital para reducir la pobreza, impulsar la economía y estimular el crecimiento económico. El presente estudio tiene como objetivo analizar la inclusión financiera a través de una revisión sistemática. Para ello se utilizó el método (PRISMA), evaluando 70 artículos de Elsevier en doce categorías, tales como desarrollo financiero inclusivo, impacto ambiental, desarrollo sostenible, pobreza, estabilidad financiera, desarrollo económico, regulación, demografía, educación, responsabilidad social, tecnología financiera y construcción de índices de inclusión financiera. Los resultados de la literatura subrayan que, durante la pandemia de COVID-19 y eventos económicos recientes como la crisis energética de 2022 y la inflación global postpandemia, tecnologías como el dinero móvil y los cajeros automáticos facilitaron el acceso a servicios financieros, amortiguando los efectos económicos adversos, especialmente para los más vulnerables. Se concluye que las políticas proactivas y la educación financiera son esenciales para el crecimiento sostenible. La inclusión financiera no solo favorece el desarrollo económico, sino que también ayuda a reducir la pobreza y la desigualdad, además de contribuir a la mitigación del cambio climático mediante la reducción de emisiones de carbono.

Biografía del autor/a

Armando José Urdaneta Montiel

Facultad de Ciencias Económicas y Empresariales (FCEE). Postdoctorado en Integración y Desarrollo de América Latina. Doctor en Ciencias Económicas y Doctor en Ciencias Gerenciales. Magister en Telemática y Magister en Gerencia Empresarial. Ingeniero en Computación. Profesor Titular Agregado I en la Universidad Metropolitana del Ecuador y Docente Titular en la Universidad Rafael María Baralt. Docente Titular invitado en la Universidad del Zulia, Venezuela. ORCID: https://orcid.org/0000-0002-9825-9453. E-mail: aurdaneta@umet.edu.ec.

Javier Alejandro Solano Solano

Doctorando en Ciencias Económicas por la Universidad Nacional de Cuyo. Magíster en Economía y Dirección de Empresas (ESPOL). Ingeniero en Gestión Empresarial (UMET). Responsable del proyecto de investigación “Gestión de Empresas y Grupos de Interés hacia la Sostenibilidad desde la Responsabilidad Social” en la Universidad Metropolitana del Ecuador. ORCID: https://orcid.org/0000-0002-1419-8359. E-mail: jsolano@umet.edu.ec.

Ronald Antonio Prieto Pulido

Posdoctor en Gerencia de las Organizaciones y en Integración y Desarrollo de América Latina. Doctor en Ciencias Gerenciales. Máster en Gerencia Empresarial. Especialista en Gestión Estratégica de Negocios y en Desarrollo Gerencial. Economista. Investigador Sénior por MinCiencias-Colombia, adscrito al grupo de investigación Bio-Organizaciones del Centro de Crecimiento Empresarial e Innovación MacondoLab. Profesor de planta en la Facultad de Administración y Negocios de la Universidad Simón Bolívar-Colombia. ORCID: https://orcid.org/0000-0003-3901-4250. E-mail: ronald.prieto@unisimon.edu.co.

Citas

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Publicado
2024-12-15
Cómo citar
Urdaneta Montiel, A. J., Solano Solano, J. A., & Prieto Pulido, R. A. (2024). Análisis integral de categorías teóricas en la inclusión financiera: una revisión sistemática. Revista Venezolana De Gerencia, 29(12), 1009-1028. https://doi.org/10.52080/rvgluz.29.e12.9

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